{"id":3444,"date":"2020-09-10T02:50:23","date_gmt":"2020-09-10T02:50:23","guid":{"rendered":"https:\/\/rosslegalservices.com\/buying-a-property\/"},"modified":"2026-10-27T10:49:20","modified_gmt":"2026-10-27T10:49:20","slug":"buying-a-property","status":"publish","type":"page","link":"https:\/\/rosslegalservices.com\/en\/buying-a-property\/","title":{"rendered":"Buying a Property"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3444\" class=\"elementor elementor-3444 elementor-711\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6a0d96 e-flex e-con-boxed e-con e-parent\" data-id=\"f6a0d96\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-890dce8 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"890dce8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll_mobile&quot;:&quot;disable&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"143711464\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1437114641\" data-tab-title-id=\"e-n-tab-title-1437114641\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1437114641\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tRESERVATION AGREEMENT\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1437114642\" data-tab-title-id=\"e-n-tab-title-1437114642\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1437114642\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tPRIVATE PURCHASE AGREEMENT\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1437114643\" data-tab-title-id=\"e-n-tab-title-1437114643\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1437114643\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tBANK GUARANTEES\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1437114644\" data-tab-title-id=\"e-n-tab-title-1437114644\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1437114644\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tBEFORE A PUBLIC NOTARY\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1437114645\" data-tab-title-id=\"e-n-tab-title-1437114645\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1437114645\" style=\"--n-tabs-title-order: 5;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tLAND REGISTRY\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1437114646\" data-tab-title-id=\"e-n-tab-title-1437114646\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1437114646\" style=\"--n-tabs-title-order: 6;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tPOWER OF ATTORNEY\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1437114647\" data-tab-title-id=\"e-n-tab-title-1437114647\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1437114647\" style=\"--n-tabs-title-order: 7;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tCOSTS AND TAXES PAYABLE\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1437114641\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1437114641\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-3b9d12d e-con-full e-grid e-con e-child\" data-id=\"3b9d12d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cb07a51 e-flex e-con-boxed e-con e-child\" data-id=\"cb07a51\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5a6edc elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e5a6edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cropped-view-of-agent-holding-pen-near-clipboard-w-2026-01-06-00-38-54-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-3429\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cropped-view-of-agent-holding-pen-near-clipboard-w-2026-01-06-00-38-54-utc-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cropped-view-of-agent-holding-pen-near-clipboard-w-2026-01-06-00-38-54-utc-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cropped-view-of-agent-holding-pen-near-clipboard-w-2026-01-06-00-38-54-utc-768x513.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cropped-view-of-agent-holding-pen-near-clipboard-w-2026-01-06-00-38-54-utc-1536x1025.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cropped-view-of-agent-holding-pen-near-clipboard-w-2026-01-06-00-38-54-utc-2048x1367.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cropped-view-of-agent-holding-pen-near-clipboard-w-2026-01-06-00-38-54-utc-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc3d13b elementor-absolute elementor-widget-tablet__width-initial elementor-widget elementor-widget-image\" data-id=\"bc3d13b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agent-congratulations-to-new-buyer-by-2026-01-06-09-19-30-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-3430\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agent-congratulations-to-new-buyer-by-2026-01-06-09-19-30-utc-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agent-congratulations-to-new-buyer-by-2026-01-06-09-19-30-utc-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agent-congratulations-to-new-buyer-by-2026-01-06-09-19-30-utc-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agent-congratulations-to-new-buyer-by-2026-01-06-09-19-30-utc-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agent-congratulations-to-new-buyer-by-2026-01-06-09-19-30-utc-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agent-congratulations-to-new-buyer-by-2026-01-06-09-19-30-utc-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5aa89a e-flex e-con-boxed e-con e-child\" data-id=\"d5aa89a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d57bd0f e-con-full e-flex e-con e-child\" data-id=\"d57bd0f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-f5bdccb-5f69ca8 e-paragraph-base e-default-p\" data-interaction-id=\"f5bdccb\">BUYING A PROPERTY<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"df5bbaa\" class=\"e-df5bbaa-d66df40 e-heading-base e-default-h3\">Reservation agreement<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7aea26 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"b7aea26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This temporarily takes the property off the market. A minimum period of 4 weeks is required, allowing your lawyer enough time to carry out all the necessary legal checks on the property before you sign or make any further payments. <\/p><p>The reservation fee is usually between \u20ac3,000 and \u20ac6,000.<\/p><p>It is very important to review this agreement with your Spanish lawyer. If the purchase cannot go ahead due to a legal issue, you should be contractually entitled to a refund of your deposit. However, if you decide not to proceed simply because you have changed your mind, you will lose it.<\/p><p>Whatever legal assistance you may need, you will find us approachable, responsive and efficient.<\/p><p>Our goal is to build a personal relationship with our clients so that we can provide tailored legal and tax advice that meets their specific needs and circumstances. We firmly believe this is the only way to achieve the mutual understanding required to deliver a service of the highest quality. <\/p><p>The closer our relationship with our clients, the more effective our work will be.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759eaba elementor-align-center elementor-widget elementor-widget-button\" data-id=\"759eaba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1437114642\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1437114642\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-aec2678 e-con-full e-grid e-con e-child\" data-id=\"aec2678\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea5f3ce e-flex e-con-boxed e-con e-child\" data-id=\"ea5f3ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5bf7a44 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"5bf7a44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"569\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/close-up-view-hands-of-businessman-signing-leasing-2026-03-17-01-13-10-utc-1024x569.jpg\" class=\"attachment-large size-large wp-image-3431\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/close-up-view-hands-of-businessman-signing-leasing-2026-03-17-01-13-10-utc-1024x569.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/close-up-view-hands-of-businessman-signing-leasing-2026-03-17-01-13-10-utc-300x167.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/close-up-view-hands-of-businessman-signing-leasing-2026-03-17-01-13-10-utc-768x426.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/close-up-view-hands-of-businessman-signing-leasing-2026-03-17-01-13-10-utc-1536x853.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/close-up-view-hands-of-businessman-signing-leasing-2026-03-17-01-13-10-utc-2048x1137.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94e6ae3 elementor-absolute elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"94e6ae3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agents-present-and-consult-with-client-2026-01-09-00-44-49-utc-1024x536.jpg\" class=\"attachment-large size-large wp-image-3432\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agents-present-and-consult-with-client-2026-01-09-00-44-49-utc-1024x536.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agents-present-and-consult-with-client-2026-01-09-00-44-49-utc-300x157.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agents-present-and-consult-with-client-2026-01-09-00-44-49-utc-768x402.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agents-present-and-consult-with-client-2026-01-09-00-44-49-utc-1536x803.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/real-estate-agents-present-and-consult-with-client-2026-01-09-00-44-49-utc-2048x1071.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8f9686 e-flex e-con-boxed e-con e-child\" data-id=\"e8f9686\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3d4d925 e-con-full e-flex e-con e-child\" data-id=\"3d4d925\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-3c34f02-f1bb495 e-paragraph-base e-default-p\" data-interaction-id=\"3c34f02\">COMPRA UNA VIVIENDA<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"e0f0422\" class=\"e-e0f0422-3658bb7 e-heading-base e-default-h3\">Private purchase agreement<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef2bd99 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ef2bd99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This is one of the most important documents in the transaction, as it creates binding obligations for both parties going forward.<\/p><p>This is a full contract for the purchase of the property, setting out all the terms and conditions agreed by the parties. The buyer should review every point with their lawyer to ensure that all relevant details are included in the contract; otherwise, it may not be possible to make a claim for anything that has been left out. <\/p><p>The contract should include the specifications of the construction materials to be used, as well as a plan showing the location and measurements of the property.<\/p><p>Although this is not the final deed, which must be signed before a notary, it does establish the responsibilities and legal aspects of the process. Anything you want to be carried out must be included in the purchase agreement; otherwise, your ability to make a claim may be limited. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52c1eea elementor-align-center elementor-widget elementor-widget-button\" data-id=\"52c1eea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1437114643\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1437114643\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-7d3f054 e-con-full e-grid e-con e-child\" data-id=\"7d3f054\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ee94fd e-flex e-con-boxed e-con e-child\" data-id=\"3ee94fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ae08d8 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7ae08d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"484\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/insurance-agent-recommends-real-estate-insurance-p-2026-01-07-06-07-00-utc-1024x484.jpg\" class=\"attachment-large size-large wp-image-3433\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/insurance-agent-recommends-real-estate-insurance-p-2026-01-07-06-07-00-utc-1024x484.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/insurance-agent-recommends-real-estate-insurance-p-2026-01-07-06-07-00-utc-300x142.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/insurance-agent-recommends-real-estate-insurance-p-2026-01-07-06-07-00-utc-768x363.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/insurance-agent-recommends-real-estate-insurance-p-2026-01-07-06-07-00-utc-1536x726.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/insurance-agent-recommends-real-estate-insurance-p-2026-01-07-06-07-00-utc-2048x968.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0099128 elementor-absolute elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0099128\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/estate-agent-shaking-hands-with-customer-after-con-2026-01-08-02-29-24-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-3434\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/estate-agent-shaking-hands-with-customer-after-con-2026-01-08-02-29-24-utc-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/estate-agent-shaking-hands-with-customer-after-con-2026-01-08-02-29-24-utc-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/estate-agent-shaking-hands-with-customer-after-con-2026-01-08-02-29-24-utc-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/estate-agent-shaking-hands-with-customer-after-con-2026-01-08-02-29-24-utc-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/estate-agent-shaking-hands-with-customer-after-con-2026-01-08-02-29-24-utc-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/estate-agent-shaking-hands-with-customer-after-con-2026-01-08-02-29-24-utc-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6de8303 e-flex e-con-boxed e-con e-child\" data-id=\"6de8303\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-376ca05 e-con-full e-flex e-con e-child\" data-id=\"376ca05\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-408f80d-7c0fde5 e-paragraph-base e-default-p\" data-interaction-id=\"408f80d\">BUYING A PROPERTY<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"76ed4d2\" class=\"e-76ed4d2-52ce8ef e-heading-base e-default-h3\">Bank guarantees<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef6afc7 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ef6afc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>All payments made to the seller must be secured. Spanish law requires this to be done through a bank guarantee or a duly registered insurance company, ensuring the refund of all amounts paid in advance, plus statutory interest, if the developer fails to start the construction works on the agreed date or if the property is not completed. This is regulated by Law 57\/68 and Law 38\/1999 of 5 November.  <\/p><p>If completion is delayed, you may be able to claim compensation for damages, costs and rental expenses incurred as a result of the delay.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe9ec6f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"fe9ec6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1437114644\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1437114644\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-3dddf83 e-con-full e-grid e-con e-child\" data-id=\"3dddf83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7e8f12b e-flex e-con-boxed e-con e-child\" data-id=\"7e8f12b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27a2963 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"27a2963\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/signing-the-business-contract-fountain-pen-and-do-2026-01-05-05-24-04-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-3435\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/signing-the-business-contract-fountain-pen-and-do-2026-01-05-05-24-04-utc-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/signing-the-business-contract-fountain-pen-and-do-2026-01-05-05-24-04-utc-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/signing-the-business-contract-fountain-pen-and-do-2026-01-05-05-24-04-utc-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/signing-the-business-contract-fountain-pen-and-do-2026-01-05-05-24-04-utc-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/signing-the-business-contract-fountain-pen-and-do-2026-01-05-05-24-04-utc-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/signing-the-business-contract-fountain-pen-and-do-2026-01-05-05-24-04-utc-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef860cd elementor-absolute elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"ef860cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/man-in-blazer-using-a-wooden-stamp-at-table-2026-03-25-00-03-08-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-3436\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/man-in-blazer-using-a-wooden-stamp-at-table-2026-03-25-00-03-08-utc-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/man-in-blazer-using-a-wooden-stamp-at-table-2026-03-25-00-03-08-utc-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/man-in-blazer-using-a-wooden-stamp-at-table-2026-03-25-00-03-08-utc-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/man-in-blazer-using-a-wooden-stamp-at-table-2026-03-25-00-03-08-utc-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/man-in-blazer-using-a-wooden-stamp-at-table-2026-03-25-00-03-08-utc-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/man-in-blazer-using-a-wooden-stamp-at-table-2026-03-25-00-03-08-utc-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc3eebf e-flex e-con-boxed e-con e-child\" data-id=\"cc3eebf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4e1498d e-con-full e-flex e-con e-child\" data-id=\"4e1498d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-1dfb623-d0e86d3 e-paragraph-base e-default-p\" data-interaction-id=\"1dfb623\">BUYING A PROPERTY<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"b4a05da\" class=\"e-b4a05da-2dfeec3 e-heading-base e-default-h3\">Before a public notary<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-df2ee48 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"df2ee48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Once the construction work has been completed, or in the case of a resale property, as soon as everyone is ready to proceed, an appointment at the notary\u2019s office will be required for both parties to attend and sign the final purchase deed. This document will formally transfer ownership of the property to you. <\/p><p>This is one of the most important stages of the process. For off-plan purchases, it is essential to check that the property has been fully and legally completed, that the 10-year building insurance guarantee is in place, and that the Certificate of Habitability or First Occupation Licence has been granted. For resale properties, it is important to obtain the latest electricity and water bills, the local property tax receipt and any other documents confirming that everything is in order.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b21606f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b21606f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1437114645\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1437114645\" data-tab-index=\"5\" style=\"--n-tabs-title-order: 5;\" class=\" elementor-element elementor-element-8a37d7a e-con-full e-grid e-con e-child\" data-id=\"8a37d7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f5ab09d e-flex e-con-boxed e-con e-child\" data-id=\"f5ab09d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cb8ce3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"3cb8ce3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/business-realtor-and-people-concept-important-d-2026-03-24-11-39-59-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-3437\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/business-realtor-and-people-concept-important-d-2026-03-24-11-39-59-utc-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/business-realtor-and-people-concept-important-d-2026-03-24-11-39-59-utc-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/business-realtor-and-people-concept-important-d-2026-03-24-11-39-59-utc-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/business-realtor-and-people-concept-important-d-2026-03-24-11-39-59-utc-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/business-realtor-and-people-concept-important-d-2026-03-24-11-39-59-utc-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/business-realtor-and-people-concept-important-d-2026-03-24-11-39-59-utc-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aedbba2 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"aedbba2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/building-mortgage-real-estate-and-property-conce-2025-10-09-10-35-11-utc-scaled-1-1024x682.jpg\" class=\"attachment-large size-large wp-image-3438\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/building-mortgage-real-estate-and-property-conce-2025-10-09-10-35-11-utc-scaled-1-1024x682.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/building-mortgage-real-estate-and-property-conce-2025-10-09-10-35-11-utc-scaled-1-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/building-mortgage-real-estate-and-property-conce-2025-10-09-10-35-11-utc-scaled-1-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/building-mortgage-real-estate-and-property-conce-2025-10-09-10-35-11-utc-scaled-1-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/building-mortgage-real-estate-and-property-conce-2025-10-09-10-35-11-utc-scaled-1-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/building-mortgage-real-estate-and-property-conce-2025-10-09-10-35-11-utc-scaled-1-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-329bdc7 e-flex e-con-boxed e-con e-child\" data-id=\"329bdc7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ee86e7d e-con-full e-flex e-con e-child\" data-id=\"ee86e7d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-52f7e50-adaa9fa e-paragraph-base e-default-p\" data-interaction-id=\"52f7e50\">COMPRA UNA VIVIENDA<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"04a0ccb\" class=\"e-04a0ccb-8c000d4 e-heading-base e-default-h3\">Before a public notary<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-92379a3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"92379a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>After signing the deed, certain taxes must be paid within a maximum period of 30 days:<\/p><p>(For more information, please visit the Taxes and Costs section).<\/p><p>Once everything has been completed, the deeds will be submitted to the Land Registry for registration. This will provide full legal protection of your ownership against third parties. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37a72a6 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"37a72a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1437114646\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1437114646\" data-tab-index=\"6\" style=\"--n-tabs-title-order: 6;\" class=\" elementor-element elementor-element-fecde02 e-con-full e-grid e-con e-child\" data-id=\"fecde02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-570ff56 e-flex e-con-boxed e-con e-child\" data-id=\"570ff56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0507054 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0507054\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cheerful-coworkers-in-office-during-company-meetin-2025-03-16-12-37-12-utc-scaled-1-1024x683.jpg\" class=\"attachment-large size-large wp-image-3439\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cheerful-coworkers-in-office-during-company-meetin-2025-03-16-12-37-12-utc-scaled-1-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cheerful-coworkers-in-office-during-company-meetin-2025-03-16-12-37-12-utc-scaled-1-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cheerful-coworkers-in-office-during-company-meetin-2025-03-16-12-37-12-utc-scaled-1-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cheerful-coworkers-in-office-during-company-meetin-2025-03-16-12-37-12-utc-scaled-1-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cheerful-coworkers-in-office-during-company-meetin-2025-03-16-12-37-12-utc-scaled-1-2048x1366.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/cheerful-coworkers-in-office-during-company-meetin-2025-03-16-12-37-12-utc-scaled-1-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bd946f elementor-absolute elementor-widget elementor-widget-image\" data-id=\"2bd946f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/shaking-hands-after-good-cooperation-2025-01-09-05-41-15-utc-scaled-1-1024x682.jpg\" class=\"attachment-large size-large wp-image-3440\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/shaking-hands-after-good-cooperation-2025-01-09-05-41-15-utc-scaled-1-1024x682.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/shaking-hands-after-good-cooperation-2025-01-09-05-41-15-utc-scaled-1-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/shaking-hands-after-good-cooperation-2025-01-09-05-41-15-utc-scaled-1-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/shaking-hands-after-good-cooperation-2025-01-09-05-41-15-utc-scaled-1-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/shaking-hands-after-good-cooperation-2025-01-09-05-41-15-utc-scaled-1-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/shaking-hands-after-good-cooperation-2025-01-09-05-41-15-utc-scaled-1-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afc43b0 e-flex e-con-boxed e-con e-child\" data-id=\"afc43b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2bbf697 e-con-full e-flex e-con e-child\" data-id=\"2bbf697\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-9d3382b-98afe70 e-paragraph-base e-default-p\" data-interaction-id=\"9d3382b\">BUYING A PROPERTY<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"8171785\" class=\"e-8171785-fd7d875 e-heading-base e-default-h3\">Power of attorney<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-83c5c8c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"83c5c8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si no puede asistir personalmente a la firma de alguna de las fases del proceso de compra, nos encargaremos de otorgarle un poder notarial. <\/p><p>Este puede firmarse en el Reino Unido o en Espa\u00f1a, lo que nos autoriza a actuar en su nombre durante el proceso de compra, evitando as\u00ed inconvenientes y desplazamientos inesperados a Espa\u00f1a.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d50e79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3d50e79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1437114647\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1437114647\" data-tab-index=\"7\" style=\"--n-tabs-title-order: 7;\" class=\" elementor-element elementor-element-636126a e-con-full e-grid e-con e-child\" data-id=\"636126a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-80ec57d e-flex e-con-boxed e-con e-child\" data-id=\"80ec57d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02d2403 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"02d2403\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/finance-bills-and-currency-on-table-close-up-2026-03-24-09-00-12-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-3441\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/finance-bills-and-currency-on-table-close-up-2026-03-24-09-00-12-utc-1024x683.jpg 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/finance-bills-and-currency-on-table-close-up-2026-03-24-09-00-12-utc-300x200.jpg 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/finance-bills-and-currency-on-table-close-up-2026-03-24-09-00-12-utc-768x512.jpg 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/finance-bills-and-currency-on-table-close-up-2026-03-24-09-00-12-utc-1536x1024.jpg 1536w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/finance-bills-and-currency-on-table-close-up-2026-03-24-09-00-12-utc-2048x1365.jpg 2048w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/finance-bills-and-currency-on-table-close-up-2026-03-24-09-00-12-utc-600x400.jpg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c290317 elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-image\" data-id=\"c290317\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-11-may-2026-13_02_11-1024x683.png\" class=\"attachment-large size-large wp-image-3442\" alt=\"\" srcset=\"https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-11-may-2026-13_02_11-1024x683.png 1024w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-11-may-2026-13_02_11-300x200.png 300w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-11-may-2026-13_02_11-768x512.png 768w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-11-may-2026-13_02_11-600x400.png 600w, https:\/\/rosslegalservices.com\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-11-may-2026-13_02_11.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-235fa74 e-flex e-con-boxed e-con e-child\" data-id=\"235fa74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-92ef022 e-con-full e-flex e-con e-child\" data-id=\"92ef022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-9d041f6-a4b58c8 e-paragraph-base e-default-p\" data-interaction-id=\"9d041f6\">BUYING A PROPERTY<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"b5242c2\" class=\"e-b5242c2-1c82403 e-heading-base e-default-h3\">Costs and taxes you will pay<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d6e8bc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3d6e8bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>It is important to distinguish between off-plan properties and resale properties:<\/p><p>Off-plan properties:<br>+ 7% VAT. This is added to the total net purchase price and is normally paid upon completion of the construction work. <br>+ 1% stamp duty \u2014 This must be paid within 30 days of completion of the construction work.<\/p><p>Resale properties:<br>+ 7% transfer tax \u2014 This must be paid within 30 days of completion. Resale properties are not subject to VAT. <\/p><p>There are also general costs that apply to every property:<br><strong>+ Notary fees:<\/strong> These are the notary\u2019s fees. The cost depends on the purchase price and is usually between \u20ac400 and \u20ac800. It is normally paid 2 to 3 days after signing. <br><strong>+ Land Registry fees:<\/strong> These are the registry fees. The cost depends on the purchase price and is usually between \u20ac300 and \u20ac600. It is normally paid 30 to 35 days after signing. <\/p><p><strong>Important!<\/strong><br><strong>Once you own a property in Spain, every non-resident will be responsible for three taxes each year.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77eb0e2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"77eb0e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc365af e-flex e-con-boxed e-con e-parent\" data-id=\"bc365af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>RESERVATION AGREEMENT PRIVATE PURCHASE AGREEMENT BANK GUARANTEES BEFORE A PUBLIC NOTARY LAND REGISTRY POWER OF ATTORNEY COSTS AND TAXES PAYABLE BUYING A PROPERTY Reservation agreement This temporarily takes the property off the market. A minimum period of 4 weeks is required, allowing your lawyer enough time to carry out all the necessary legal checks on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3444","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/pages\/3444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/comments?post=3444"}],"version-history":[{"count":34,"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/pages\/3444\/revisions"}],"predecessor-version":[{"id":4205,"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/pages\/3444\/revisions\/4205"}],"wp:attachment":[{"href":"https:\/\/rosslegalservices.com\/en\/wp-json\/wp\/v2\/media?parent=3444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}